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Monday, 1 July 2024

UNBANKED: A Place That is Rarely on a Map… and a Bank that is Everywhere

"UNBANKED" - A Place That is Rarely on a Map... and a Bank that is Everywhere, by Sudeepta Kalita chronicles his transformative journey from a seasoned banker to a resilient survivor in the remote town of Yingkiong. This gripping narrative takes…
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UNBANKED: A Place That is Rarely on a Map… and a Bank that is Everywhere

By Swapna Peri on 1 Jul 2024

"UNBANKED" - A Place That is Rarely on a Map... and a Bank that is Everywhere, by Sudeepta Kalita chronicles his transformative journey from a seasoned banker to a resilient survivor in the remote town of Yingkiong. This gripping narrative takes readers deep into the heart of the Himalayas, where Sudeepta, a Probationary Officer at the National Bank of India, confronts the harsh realities of life on the Indo-China border. Through vivid storytelling, Kalita unveils the trials and triumphs that define his tenure in this isolated locale.

Sudeepta's assignment to Yingkiong is fraught with challenges from the outset. The treacherous roads and unpredictable weather create a formidable backdrop for his new role as an accountant and service manager. The town's insufficient infrastructure and unreliable technology further complicate his efforts to manage the bank branch effectively. Despite these obstacles, Sudeepta's resilience shines through as he grapples with his responsibilities, often without adequate training or support.

The story delves into the bureaucratic complexities and inefficiencies that plague the banking system. Sudeepta's struggle against corrupt practices in loan disbursals and unfair penalties highlights the broader issues within the industry. His commitment to maintaining integrity and fairness in the face of such challenges is a testament to his character and dedication to his profession. These experiences offer a compelling look at the intersection of personal ethics and professional duty.

Personal relationships play a crucial role in Sudeepta's journey. His connection with Shreya provides much-needed solace amidst his professional struggles. The book underscores the importance of these bonds, illustrating how they can offer support and comfort during times of adversity. Shreya's dedication and hard work at the branch contribute significantly to the successes Sudeepta achieves, showcasing the impact of teamwork and mutual support.

Sudeepta's journey is marked by moments of fear and uncertainty, yet it is his determination and perseverance that define his story. The narrative explores themes of resilience and personal growth, emphasizing the human spirit's capacity to adapt and thrive even in the most challenging environments. Sudeepta's ability to set new goals and strive for excellence despite numerous setbacks serves as an inspiring example of unwavering commitment.

The book also sheds light on the broader impact of national events on local communities. Sudeepta's firsthand account of the 52 days of demonetization and its effects on the common people of India adds a poignant layer to the story. His observations provide valuable insights into how such policies influence the lives of individuals in remote areas, highlighting the often-overlooked human cost of economic decisions.

In "UNBANKED," Sudeepta Kalita offers a powerful narrative of survival, growth, and resilience. His story is a perfect reflection to the strength of the human spirit and the enduring power of hope and determination. Through his experiences in Yingkiong, Sudeepta Kalita not only illuminates the challenges faced by those in remote areas but also celebrates the capacity for personal and professional growth in the face of adversity. This book is a must-read for anyone seeking an authentic and inspiring account of life on the edge of civilization.

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